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Single Premium Immediate Annuity (SPIA)
Longevity Protection - Guaranteed Income For Peace of Mind

I started selling SPIA's in 1996 and have seen them grow into the major solution for retirement income worries. A guaranteed income that can not be outlive with a money back guarantee. For example a male age 60 with $100,000 would get $7,500 per year for life with refund guarantee. See below for a quick view chart, but if you just give me a call or set up an appointment I can review the exact income amount and term that you would like. Sometime the immediate annuity solution will free up some of the funds you now for interest income and offer a lower tax rate.

Secure your income for life today and never worry about what interest rates do again, get a quote by clicking here. 

Sample SPIA Quotes - 10/1/2008
Gender / Age 

Monthly Income

Annual Percentage Return P&I

Tax Free Portion
Male 60 $629.95 7.56% 51% Tax Exclusion
Male 65 $677.45 8.33% 57% Tax Exclusion
Male 70 $743.86 8.93% 62% Tax Exclusion
Male 75 $827.49 9.93% 67% Tax Exclusion
Male 80 $930.45 11.17% 72% Tax Exclusion
Male 85 $1,067.43 12.81% 85% Tax Exclusion
Gender / Age 

Monthly Income

Annual Percentage Return P&I

Tax Free Portion
Female 60 $603.97 7.25% 53% Tax Exclusion
Female 65 $645.21 7.74% 59% Tax Exclusion
Female 70 $702.42 8.43% 64% Tax Exclusion
Female 75 $782.88 9.37% 66% Tax Exclusion
Female 80 $893.15 10.72% 71% Tax Exclusion
Female 85 $1,033.66 12.40% 87% Tax Exclusion

Insurance Company Rates (A+) By A.M. Best
Based on $100,000 - Life With Installment Refund - Non Premium Tax State
Payment will remain the same for LIFE!

 Immediate Annuity Brochures

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Last modified: 09/23/08